3anuta > FAQs

FAQs

  • 3ANUTA is a Micro-finance company operating across three main pillars: | Revolving Credit Line: A credit limit on 3ANUTA app, allowing retailers to purchase products from suppliers on our marketplace or direct payment to suppliers with total goods amount.. | Assets Financing: : Financing assets (motorcycles, tricycles, Equipments, etc.) | Microfinance Loans: Financing all micro-businesses for a variety of business purposes.

  • Currently in Cairo, Giza, Qalyubia, Alexandria, Minya, Sharqia, Daqahlia, Behira — and expanding soon to most governorates across Egypt.

  • For all branches locations, please contact our customer service “15934”

  • Yes. You must have a business, and financing must be used strictly for commercial purposes.

  • Through 3ANUTA mobile app, Online forms & Via hotline 15934

  • Documents may vary according to the loan amount & product Following are the main needed documents: Valid client ID, Valid guarantor ID (if applicable), Utility bill (no older than 6 months), Commercial register and tax card (for loans above EGP 100,000), Business license (for medical activities, restaurants, etc.)

  • https://play.google.com/store/apps/details?id=com.creditor.anuta.retailer

  • Interest rates may vary according to the loan amount & product; please contact 15934 for more information or visit one of our branches

  • Admin fees may vary according to the product, please contact 15934 for more information or visit one of our branches

  • No.

  • EGP 292,000 “As per FRA regulations”

  • Depends on the financing tier & product.

  • Yes — a bank or postal check, depending on the financing tier & product.

  • For the Revolving Credit Line: Up to 3 months & for other financing products: up to 36 months

  • Through multiple E-payment channels: Fawry, Aman, Khales, Basata, OPAY, Maxab, Ahly Tamkeen, Momken, Kashkool, Banque Misr Wallet, Vodafone Cash, Orange Money, Etisalat Wallet, or InstaPay (with proof of transfer shared with the agent).

  • All products are available (For example: FMCG, Motorcycles, Tricycles, Clothes, Equipment, and other products).

  • You will be contacted, and the required steps will be explained.

  • Delivery is arranged with the distributor or supplier.

  • 3ANUTA provides clients with an in-app credit limit that enables them to purchase from any supplier without needing upfront cash. Once a purchase is made, 3ANUTA pays the supplier directly on behalf of the client, ensuring fast order fulfillment and seamless access to goods and services.

  • Via postal transfer, bank transfer, or your e-wallet.

  • Exclusive Revolving Credit Line, Unique variety of products available through the marketplace, also 3ANUTA is among the lowest loan fees in Egypt’s microfinance industry.