3ANUTA is a pioneering digital microfinance transforming how credit flows across Egypt’s vital microfinance sector. Since our launch, we’ve redefined microfinance by combining advanced technology, data-driven credit models, and a deep understanding of local market needs. Our platform empowers retailers, suppliers, and micro-entrepreneurs to grow their businesses through fast, flexible, and accessible financing solutions—all powered by a seamless digital experience.

Through 3ANUTA application, users can:

•Earn now, pay later “Revolving credit limit” for retailers across several sectors

•Access instant credit to purchase goods or assets

•Finance motorcycles, tricycles and equipment for delivery and mobility jobs

•Apply for micro-Finance loans tapping all sectors in need

We proudly collaborate with some of Egypt’s largest and most trusted companies,
including El Amir Group, TVS Egypt, Pullman, BluEV, Smart digital services, Banque
Misr, Fawry, McDonald’s and many others—helping bridge the gap between supply and
demand through inclusive financial access..

3anuta was granted micro-finance license no. (24) by the Financial Regulatory Authority (FRA) in 2023, including a licensed revolving credit model. 3ANUTA is among the first in Egypt to bring structured, scalable digital microfinance to life, at the fingertips of everyday entrepreneurs.

📍 Operating in: Cairo, Giza, Qalyoubia, Alexandria, Menya, Sharqia, Beheira, Daqahleya
& soon across Egypt

📱 3anuta Application powered by: Creditor Financial Technology

🎯 Mission: 3anuta is at the forefront of advancing the microfinance sector by unlocking potential across all segments of the market.

🌍 Vision: Lead the microfinance industry by setting new standards in accessibility, reliability, and impact.